# Alternatives to Amazon Pay

Checkout using Amazon account credentials

Amazon Pay ranks #13 of 13 in Payment processors, with an Alt Score of 55. It is proprietary and available on the web. 7 of 13 checklist rows are verified against a public source.

Source: https://altcatalog.com/alternatives/amazon-pay/
Category: Payment processors

## Overview

- **Who it's for**: Online merchants who want to offer checkout to the hundreds of millions of existing Amazon customers.
- **What you get**: A checkout option that lets shoppers pay on third-party sites using their saved Amazon account details, along with features like Buy with Prime delivery, Express Payout, and invoice payments.
- **How it works**: Merchants add Amazon Pay via its developer APIs/SDKs or through platform integrations such as Shopify, Stripe, BigCommerce, WooCommerce, and PrestaShop.

## Profile

- **License**: Proprietary (verified 2026-07-12)
- **Pricing model**: Usage-based (verified 2026-07-12)
- **Starts at**: 2.9% + $0.30 per transaction (verified 2026-07-12)
- **Platforms**: Web
- **Status**: active (verified 2026-07-12)

## Ranked alternatives

| # | App | Alt Score | Licence | Platforms |
|---|-----|-----------|---------|-----------|
| 1 | [Stripe](https://altcatalog.com/alternatives/stripe.md) | 96 | Proprietary | Web, iOS, Android |
| 2 | [Adyen](https://altcatalog.com/alternatives/adyen.md) | 93 | Proprietary | Web, iOS, Android |
| 3 | [Mollie](https://altcatalog.com/alternatives/mollie.md) | 93 | Proprietary | Web, iOS, Android |
| 4 | [Square](https://altcatalog.com/alternatives/square.md) | 89 | Proprietary | Web, iOS, Android |
| 5 | [Checkout.com](https://altcatalog.com/alternatives/checkout-com.md) | 86 | Proprietary | Web, iOS, Android |
| 6 | [PayPal](https://altcatalog.com/alternatives/paypal.md) | 86 | Proprietary | Web, iOS, Android, Browser extension |
| 7 | [Braintree (PayPal)](https://altcatalog.com/alternatives/braintree.md) | 83 | Proprietary | Web, iOS, Android |
| 8 | [Helcim](https://altcatalog.com/alternatives/helcim.md) | 83 | Proprietary | Web, iOS, Android, Windows |
| 9 | [Razorpay](https://altcatalog.com/alternatives/razorpay.md) | 79 | Proprietary | Web, iOS, Android |
| 10 | [Worldpay](https://altcatalog.com/alternatives/worldpay.md) | 79 | Proprietary | Web, iOS, Android |
| 11 | [GoCardless](https://altcatalog.com/alternatives/gocardless.md) | 59 | Proprietary | Web |
| 12 | [Authorize.net](https://altcatalog.com/alternatives/authorize-net.md) | 55 | Proprietary | Web, iOS, Android |

Alt Score = Verified coverage (90%) + Visibility (10%). See https://altcatalog.com/how-alt-score-works/

## Feature comparison

Legend: Yes / No / Partial / ? (not verified).

| Payment processors checklist | Amazon Pay | Stripe | Adyen | Mollie | Square | Checkout.com |
|---|---|---|---|---|---|---|
| Pricing model | Usage-based | Usage-based | Usage-based | Usage-based | Usage-based | Usage-based |
| Starts at | 2.9% + $0.30 per transaction | 2.9% + $0.30 per transaction | $0.13 + Interchange++ + 0.60% per transaction (cards) | EUR 0.32 per transaction (iDEAL) | 2.9% + $0.30 per transaction | ? |
| License | Proprietary | Proprietary | Proprietary | Proprietary | Proprietary | Proprietary |
| Platforms | Web | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android |
| Hosted checkout / payment links | Yes | Yes | Yes | Yes | Yes | Yes |
| Recurring billing & subscriptions | Yes | Yes | Yes | Yes | Yes | Yes |
| In-person / POS payments | ? | Yes | Yes | Yes | Yes | ? |
| Local payment methods (wallets, bank debit) | ? | Yes | Yes | Yes | Yes | Yes |
| Multi-currency settlement | Partial | Yes | Yes | Yes | No | Yes |
| Marketplace / split payments | ? | Yes | Yes | Yes | Yes | Yes |
| Built-in fraud & risk tools | Yes | Yes | Yes | Yes | Yes | Yes |
| Dispute / chargeback management | Yes | Yes | Yes | Yes | Yes | Yes |
| Sales-tax calculation add-on | ? | Yes | ? | ? | Yes | ? |
| PCI DSS Level 1 | ? | Yes | Yes | Yes | Yes | Yes |
| Developer API & SDKs | Yes | Yes | Yes | Yes | Yes | Yes |
| Interchange++ / cost-plus pricing | ? | Partial | Yes | Yes | Partial | Yes |
| Instant / fast payouts | Yes | Yes | Yes | Yes | Yes | Yes |

## Sources

Sources for Amazon Pay. Each alternative is sourced on its own page.

- **Pricing model**: Usage-based — <https://pay.amazon.com/help/201212280> (verified 2026-07-12)
  - Quote: “Amazon Pay fees are transaction-based and have a processing and authorization component.”
- **Starts at**: 2.9% + $0.30 per transaction — <https://pay.amazon.com/help/201212280> (verified 2026-07-12)
  - Quote: “2.9% ($0.29) ... Authorization fee: $0.30”
- **License**: Proprietary — <https://pay.amazon.com/business> (verified 2026-07-12)
  - Quote: “©2026 Amazon Payments, Inc. or its affiliates”
- **Status**: active — <https://github.com/amzn/amazon-pay-api-sdk-nodejs> (verified 2026-07-12)
  - Quote: “Label: Latest ... Jul 30, 2025”
- **Platforms**: Web — <https://pay.amazon.com/help/202023380> (verified 2026-07-12)
  - Quote: “Amazon Pay supports the use of the operating systems, browsers, and browser versions listed below.”
- **Hosted checkout / payment links**: Yes — <https://developer.amazon.com/docs/amazon-pay-checkout/introduction.html> (verified 2026-07-12)
  - Quote: “confirms their preferred payment instrument, and optionally selects a shipping address on the Amazon Pay-hosted page”
- **Recurring billing & subscriptions**: Yes — <https://developer.amazon.com/docs/amazon-pay-checkout/advanced-subscription-use-cases.html> (verified 2026-07-12)
  - Quote: “This section covers advanced use cases that may not be applicable to your integration based on your business requirements.”
- **Multi-currency settlement**: Partial — <https://developer.amazon.com/docs/amazon-pay-checkout/multi-currency-integration.html> (verified 2026-07-12)
  - Quote: “The multi-currency feature is only available for merchants who have registered for an account with EUR or GBP ledger currency.”
- **Built-in fraud & risk tools**: Yes — <https://pay.amazon.com/business> (verified 2026-07-12)
  - Quote: “Amazon Pay employs the fraud technology that backs Amazon.com, including fraud detection capabilities, charge-back controls, and risk management processes at no extra cost.”
- **Dispute / chargeback management**: Yes — <https://developer.amazon.com/docs/amazon-pay-checkout/manage-disputes.html> (verified 2026-07-12)
  - Quote: “Buyers can create a dispute by filing a chargeback with their bank. The methods invoke the dispute management process, which you can handle programmatically through the Dispute API instead of Seller C”
- **Developer API & SDKs**: Yes — <https://developer.amazon.com/docs/amazon-pay-api-v2/introduction.html> (verified 2026-07-12)
  - Quote: “API introduction”
- **Instant / fast payouts**: Yes — <https://pay.amazon.com/business/express-payout> (verified 2026-07-12)
  - Quote: “Express Payout allows businesses to receive payouts within 24 hours, including weekends, at no additional cost.”

---
Ranked by verified data, never by who paid. https://altcatalog.com/trust/