# Alternatives to Braintree (PayPal)

PayPal's enterprise/developer payment gateway (formerly standalone Braintree)

Braintree (PayPal) ranks #7 of 13 in Payment processors, with an Alt Score of 83. It is proprietary and available on Web, iOS and Android. 12 of 13 checklist rows are verified against a public source.

Source: https://altcatalog.com/alternatives/braintree/
Category: Payment processors

## Overview

- **Who it's for**: Enterprise businesses that want an end-to-end payment platform to drive growth, now operating as PayPal Enterprise Payments.
- **What you get**: A payment platform combining card and network/PCI-compliant processing, global and local payment methods, PayPal and Venmo acceptance, and payments orchestration.
- **How it works**: Businesses integrate Braintree's SDKs/APIs into their checkout to accept cards and alternative payment methods, with PayPal handling network compliance and orchestration across methods.

## Profile

- **License**: Proprietary (verified 2026-07-12)
- **Pricing model**: Usage-based (verified 2026-07-12)
- **Starts at**: ?
- **Platforms**: Web, iOS, Android
- **Status**: active (verified 2026-07-12)

## Ranked alternatives

| # | App | Alt Score | Licence | Platforms |
|---|-----|-----------|---------|-----------|
| 1 | [Stripe](https://altcatalog.com/alternatives/stripe.md) | 96 | Proprietary | Web, iOS, Android |
| 2 | [Adyen](https://altcatalog.com/alternatives/adyen.md) | 93 | Proprietary | Web, iOS, Android |
| 3 | [Mollie](https://altcatalog.com/alternatives/mollie.md) | 93 | Proprietary | Web, iOS, Android |
| 4 | [Square](https://altcatalog.com/alternatives/square.md) | 89 | Proprietary | Web, iOS, Android |
| 5 | [Checkout.com](https://altcatalog.com/alternatives/checkout-com.md) | 86 | Proprietary | Web, iOS, Android |
| 6 | [PayPal](https://altcatalog.com/alternatives/paypal.md) | 86 | Proprietary | Web, iOS, Android, Browser extension |
| 7 | [Helcim](https://altcatalog.com/alternatives/helcim.md) | 83 | Proprietary | Web, iOS, Android, Windows |
| 8 | [Razorpay](https://altcatalog.com/alternatives/razorpay.md) | 79 | Proprietary | Web, iOS, Android |
| 9 | [Worldpay](https://altcatalog.com/alternatives/worldpay.md) | 79 | Proprietary | Web, iOS, Android |
| 10 | [GoCardless](https://altcatalog.com/alternatives/gocardless.md) | 59 | Proprietary | Web |
| 11 | [Amazon Pay](https://altcatalog.com/alternatives/amazon-pay.md) | 55 | Proprietary | Web |
| 12 | [Authorize.net](https://altcatalog.com/alternatives/authorize-net.md) | 55 | Proprietary | Web, iOS, Android |

Alt Score = Verified coverage (90%) + Visibility (10%). See https://altcatalog.com/how-alt-score-works/

## Feature comparison

Legend: Yes / No / Partial / ? (not verified).

| Payment processors checklist | Braintree (PayPal) | Stripe | Adyen | Mollie | Square | Checkout.com |
|---|---|---|---|---|---|---|
| Pricing model | Usage-based | Usage-based | Usage-based | Usage-based | Usage-based | Usage-based |
| Starts at | ? | 2.9% + $0.30 per transaction | $0.13 + Interchange++ + 0.60% per transaction (cards) | EUR 0.32 per transaction (iDEAL) | 2.9% + $0.30 per transaction | ? |
| License | Proprietary | Proprietary | Proprietary | Proprietary | Proprietary | Proprietary |
| Platforms | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android |
| Hosted checkout / payment links | Partial | Yes | Yes | Yes | Yes | Yes |
| Recurring billing & subscriptions | Yes | Yes | Yes | Yes | Yes | Yes |
| In-person / POS payments | Yes | Yes | Yes | Yes | Yes | ? |
| Local payment methods (wallets, bank debit) | Yes | Yes | Yes | Yes | Yes | Yes |
| Multi-currency settlement | Yes | Yes | Yes | Yes | No | Yes |
| Marketplace / split payments | Yes | Yes | Yes | Yes | Yes | Yes |
| Built-in fraud & risk tools | Yes | Yes | Yes | Yes | Yes | Yes |
| Dispute / chargeback management | Yes | Yes | Yes | Yes | Yes | Yes |
| Sales-tax calculation add-on | ? | Yes | ? | ? | Yes | ? |
| PCI DSS Level 1 | Yes | Yes | Yes | Yes | Yes | Yes |
| Developer API & SDKs | Yes | Yes | Yes | Yes | Yes | Yes |
| Interchange++ / cost-plus pricing | Yes | Partial | Yes | Yes | Partial | Yes |
| Instant / fast payouts | No | Yes | Yes | Yes | Yes | Yes |

## Sources

Sources for Braintree (PayPal). Each alternative is sourced on its own page.

- **Pricing model**: Usage-based — <https://www.paypal.com/us/enterprise/payment-processing> (verified 2026-07-12)
  - Quote: “We’ll find the appropriate rate structure for your business based on your sales volume, average transaction size, and other payment metrics.”
- **License**: Proprietary — <https://developer.paypal.com/braintree/docs> (verified 2026-07-12)
  - Quote: “Braintree is a service of PayPal. © 2026 PayPal”
- **Status**: active — <https://developer.paypal.com/braintree/docs/guides/client-sdk/setup> (verified 2026-07-12)
  - Quote: “Current Braintree SDKs Android v5 iOS v7 JavaScript v3”
- **Platforms**: Web, iOS, Android — <https://developer.paypal.com/braintree/docs/guides/client-sdk/setup> (verified 2026-07-12)
  - Quote: “Current Braintree SDKs Android v5 iOS v7 JavaScript v3”
- **Hosted checkout / payment links**: Partial — <https://developer.paypal.com/braintree/docs/start/drop-in> (verified 2026-07-12)
  - Quote: “Our Drop-in UI is a ready-made payment UI that offers the quickest way to integrate and start securely accepting payments with Braintree.”
- **Recurring billing & subscriptions**: Yes — <https://developer.paypal.com/braintree/docs/guides/recurring-billing/overview> (verified 2026-07-12)
  - Quote: “With Braintree's recurring billing, you can charge your customers automatically in monthly increments.”
- **In-person / POS payments**: Yes — <https://developer.paypal.com/braintree/in-person/> (verified 2026-07-12)
  - Quote: “The Braintree platform enables next-generation omnichannel commerce experiences across in-person, e-commerce, mobile app, and other merchant sales channels.”
- **Local payment methods (wallets, bank debit)**: Yes — <https://developer.paypal.com/braintree/docs> (verified 2026-07-12)
  - Quote: “Accept and process cards, wallets, and Local Payment Methods in a single, modern integration.”
- **Multi-currency settlement**: Yes — <https://developer.paypal.com/braintree/articles/get-started/currencies> (verified 2026-07-12)
  - Quote: “If you serve a large international customer base, we recommend a multi-currency setup. You can typically choose to present or settle in multiple currencies”
- **Marketplace / split payments**: Yes — <https://developer.paypal.com/braintree/docs/guides/braintree-marketplace/overview> (verified 2026-07-12)
  - Quote: “In general, a marketplace structure allows customers to purchase goods and services from multiple providers under the umbrella of a marketplace owner. The owner facilitates the marketplace and often c”
- **Built-in fraud & risk tools**: Yes — <https://developer.paypal.com/braintree/docs/guides/premium-fraud-management-tools/overview> (verified 2026-07-12)
  - Quote: “Braintree's Premium Fraud Management Tools provide a suite of fraud prevention and detection checks before a request is processed, which helps catch fraudulent activity before authorization requests e”
- **Dispute / chargeback management**: Yes — <https://developer.paypal.com/braintree/docs/guides/disputes/overview> (verified 2026-07-12)
  - Quote: “It's every merchant's responsibility to review each chargeback, retrieval, and pre-arbitration opened against them and decide whether to accept it or to submit evidence against the customer’s claim.”
- **PCI DSS Level 1**: Yes — <https://www.paypal.com/us/braintree> (verified 2026-07-12)
  - Quote: “PayPal Braintree is a validated Level 1 PCI DSS compliant service provider”
- **Developer API & SDKs**: Yes — <https://developer.paypal.com/braintree/docs/guides/client-sdk/setup> (verified 2026-07-12)
  - Quote: “Current Braintree SDKs Android v5 iOS v7 JavaScript v3”
- **Interchange++ / cost-plus pricing**: Yes — <https://www.paypal.com/us/business/fees> (verified 2026-07-12)
  - Quote: “Custom rates and interchange plus pricing are available for established businesses that process a large volume of payments annually.”
- **Instant / fast payouts**: No — <https://developer.paypal.com/braintree/articles/get-started/get-paid> (verified 2026-07-12)
  - Quote: “Typically, credit card payments will be deposited into your bank account within 2-5 business days after the transaction has settled.”

---
Ranked by verified data, never by who paid. https://altcatalog.com/trust/