# Alternatives to Checkout.com

Global enterprise payment processor

Checkout.com ranks #5 of 13 in Payment processors, with an Alt Score of 86. It is proprietary and available on Web, iOS and Android. 11 of 13 checklist rows are verified against a public source.

Source: https://altcatalog.com/alternatives/checkout-com/
Category: Payment processors

## Overview

- **Who it's for**: Enterprise businesses across e-commerce, retail, gaming, marketplaces, travel, and fintech that need high-performance global payment processing.
- **What you get**: Modular payment services covering card/transfer/APM processing, local acquiring, fraud and risk management, and a card-issuing program, designed to work standalone or together.
- **How it works**: Businesses connect through a single API (or low-code/native mobile integrations) to process payments across channels and route them via Checkout.com's global payments network.

## Profile

- **License**: Proprietary (verified 2026-07-12)
- **Pricing model**: Usage-based (verified 2026-07-12)
- **Starts at**: ?
- **Platforms**: Web, iOS, Android
- **Status**: active (verified 2026-07-12)

## Ranked alternatives

| # | App | Alt Score | Licence | Platforms |
|---|-----|-----------|---------|-----------|
| 1 | [Stripe](https://altcatalog.com/alternatives/stripe.md) | 96 | Proprietary | Web, iOS, Android |
| 2 | [Adyen](https://altcatalog.com/alternatives/adyen.md) | 93 | Proprietary | Web, iOS, Android |
| 3 | [Mollie](https://altcatalog.com/alternatives/mollie.md) | 93 | Proprietary | Web, iOS, Android |
| 4 | [Square](https://altcatalog.com/alternatives/square.md) | 89 | Proprietary | Web, iOS, Android |
| 5 | [PayPal](https://altcatalog.com/alternatives/paypal.md) | 86 | Proprietary | Web, iOS, Android, Browser extension |
| 6 | [Braintree (PayPal)](https://altcatalog.com/alternatives/braintree.md) | 83 | Proprietary | Web, iOS, Android |
| 7 | [Helcim](https://altcatalog.com/alternatives/helcim.md) | 83 | Proprietary | Web, iOS, Android, Windows |
| 8 | [Razorpay](https://altcatalog.com/alternatives/razorpay.md) | 79 | Proprietary | Web, iOS, Android |
| 9 | [Worldpay](https://altcatalog.com/alternatives/worldpay.md) | 79 | Proprietary | Web, iOS, Android |
| 10 | [GoCardless](https://altcatalog.com/alternatives/gocardless.md) | 59 | Proprietary | Web |
| 11 | [Amazon Pay](https://altcatalog.com/alternatives/amazon-pay.md) | 55 | Proprietary | Web |
| 12 | [Authorize.net](https://altcatalog.com/alternatives/authorize-net.md) | 55 | Proprietary | Web, iOS, Android |

Alt Score = Verified coverage (90%) + Visibility (10%). See https://altcatalog.com/how-alt-score-works/

## Feature comparison

Legend: Yes / No / Partial / ? (not verified).

| Payment processors checklist | Checkout.com | Stripe | Adyen | Mollie | Square | PayPal |
|---|---|---|---|---|---|---|
| Pricing model | Usage-based | Usage-based | Usage-based | Usage-based | Usage-based | Usage-based |
| Starts at | ? | 2.9% + $0.30 per transaction | $0.13 + Interchange++ + 0.60% per transaction (cards) | EUR 0.32 per transaction (iDEAL) | 2.9% + $0.30 per transaction | 2.99% + $0.49 per transaction |
| License | Proprietary | Proprietary | Proprietary | Proprietary | Proprietary | Proprietary |
| Platforms | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android, Browser extension |
| Hosted checkout / payment links | Yes | Yes | Yes | Yes | Yes | Yes |
| Recurring billing & subscriptions | Yes | Yes | Yes | Yes | Yes | Yes |
| In-person / POS payments | ? | Yes | Yes | Yes | Yes | Yes |
| Local payment methods (wallets, bank debit) | Yes | Yes | Yes | Yes | Yes | Yes |
| Multi-currency settlement | Yes | Yes | Yes | Yes | No | Yes |
| Marketplace / split payments | Yes | Yes | Yes | Yes | Yes | Yes |
| Built-in fraud & risk tools | Yes | Yes | Yes | Yes | Yes | Yes |
| Dispute / chargeback management | Yes | Yes | Yes | Yes | Yes | Yes |
| Sales-tax calculation add-on | ? | Yes | ? | ? | Yes | ? |
| PCI DSS Level 1 | Yes | Yes | Yes | Yes | Yes | ? |
| Developer API & SDKs | Yes | Yes | Yes | Yes | Yes | Yes |
| Interchange++ / cost-plus pricing | Yes | Partial | Yes | Yes | Partial | Yes |
| Instant / fast payouts | Yes | Yes | Yes | Yes | Yes | Yes |

## Sources

Sources for Checkout.com. Each alternative is sourced on its own page.

- **Pricing model**: Usage-based — <https://www.checkout.com/pricing> (verified 2026-07-12)
  - Quote: “Checkout.com offers transparent pricing structures including fully flat-rate, free processing for charities, and simple interchange++ fees with no hidden costs.”
- **License**: Proprietary — <https://www.checkout.com/pricing> (verified 2026-07-12)
  - Quote: “Checkout.com or its affiliates provide services under a license or registration in various jurisdictions.”
- **Status**: active — <https://www.checkout.com/newsroom/checkout-com-returns-to-full-year-profitability-and-surpasses-300b-in-volume-as-it-positions-for-the-era-of-agentic-commerce> (verified 2026-07-12)
  - Quote: “Checkout.com returns to full-year profitability and surpasses $300B in volume, as it positions for the era of agentic commerce”
- **Platforms**: Web, iOS, Android — <https://www.checkout.com/docs/developer-resources/sdks> (verified 2026-07-12)
  - Quote: “Checkout.com offers back-end and mobile SDKs for Android and iOS.”
- **Hosted checkout / payment links**: Yes — <https://www.checkout.com/products/unified-payments-api> (verified 2026-07-12)
  - Quote: “Hosted Payment Page By far the easiest way to accept payments online. Deploy a payments page hosted entirely by Checkout.com with a low-code, one-time integration that takes less than a day to set up.”
- **Recurring billing & subscriptions**: Yes — <https://www.checkout.com/solutions/subscription> (verified 2026-07-12)
  - Quote: “Checkout.com can support you with a secure and easy-to-use subscription payment processing service, so you can manage recurring payments better and keep customers happy.”
- **Local payment methods (wallets, bank debit)**: Yes — <https://www.checkout.com/payment-method/accept> (verified 2026-07-12)
  - Quote: “Our global suite of connected payment methods, digital wallets, credit and debit cards make it easy for your customers to shop how they prefer, wherever they are.”
- **Multi-currency settlement**: Yes — <https://www.checkout.com/pricing> (verified 2026-07-12)
  - Quote: “Process worldwide in 150+ currencies. Plus domestic coverage in 45+ countries and counting.”
- **Marketplace / split payments**: Yes — <https://www.checkout.com/solutions/marketplaces> (verified 2026-07-12)
  - Quote: “Move funds into, between, and out of platform accounts with automated splits, commissions, credits, and seller payouts.”
- **Built-in fraud & risk tools**: Yes — <https://www.checkout.com/products/fraud-detection> (verified 2026-07-12)
  - Quote: “Every transaction receives a precise risk score. Powered by our global network models and deep device data (via Risk.js), these scores instantly identify complex fraud patterns.”
- **Dispute / chargeback management**: Yes — <https://www.checkout.com/products/disputes> (verified 2026-07-12)
  - Quote: “Disputes helps you recover revenue from chargebacks and keep genuine customers happy.”
- **PCI DSS Level 1**: Yes — <https://www.checkout.com/docs/business-operations/ensure-regulatory-compliance/pci-compliance> (verified 2026-07-12)
  - Quote: “Checkout Technology Ltd, a company within the Checkout.com group, is certified as a PCI DSS Level 1 Service Provider, which is the highest standard set by the payment card industry.”
- **Developer API & SDKs**: Yes — <https://www.checkout.com/docs/developer-resources/sdks> (verified 2026-07-12)
  - Quote: “Checkout.com offers back-end and mobile SDKs for Android and iOS.”
- **Interchange++ / cost-plus pricing**: Yes — <https://www.checkout.com/pricing> (verified 2026-07-12)
  - Quote: “Simple interchange++ fees Transparent card association, processor, and interchange fees. See the cost of transactions with granular detail.”
- **Instant / fast payouts**: Yes — <https://www.checkout.com/technology/payouts> (verified 2026-07-12)
  - Quote: “Send money to any Visa and Mastercard cards in minutes*, not days, anywhere in the world. ... Deliver instantly or under 30 minutes, 24/7/365*”

---
Ranked by verified data, never by who paid. https://altcatalog.com/trust/