# Alternatives to EveryDollar Ramsey-method zero-based budget. EveryDollar ranks #14 of 14 in Budgeting apps, with an Alt Score of 60. It is proprietary, freemium from $79.99/year and available on Web, iOS and Android. 7 of 10 checklist rows are verified against a public source. Source: https://altcatalog.com/alternatives/everydollar/ Category: Budgeting apps ## Where EveryDollar stands out - **Envelope / zero-based budgeting** — 5 of 13 apps with a verified answer have this ## Overview - **Who it's for**: People who want hands-on control of their monthly spending, especially those following Dave Ramsey's 7 Baby Steps for debt payoff and financial planning. - **What you get**: A zero-based budget where every dollar is assigned a category, with unlimited custom budget lines and sinking funds for planned expenses. The free version supports manual transaction entry and household budget sharing; the premium tier adds automatic bank syncing, spending reports, a debt-free/net-worth roadmap, and live coaching access. - **How it works**: Build a monthly budget by assigning income to categories until the balance hits zero, then log transactions (manually or via automatic bank sync on premium) to track spending against each category and adjust as the month progresses. ## Profile - **License**: Proprietary (verified 2026-07-11) - **Pricing model**: Freemium (verified 2026-07-11) - **Starts at**: $79.99/year (verified 2026-07-11) - **Platforms**: Web, iOS, Android - **Status**: active (verified 2026-07-11) ## Ranked alternatives | # | App | Alt Score | Licence | Platforms | |---|-----|-----------|---------|-----------| | 1 | [Lunch Money](https://altcatalog.com/alternatives/lunch-money.md) | 86 | Proprietary | Web, iOS, Android | | 2 | [Quicken](https://altcatalog.com/alternatives/quicken.md) | 82 | Proprietary | Windows, macOS | | 3 | [Simplifi](https://altcatalog.com/alternatives/simplifi.md) | 82 | Proprietary | Web, iOS, Android | | 4 | [Actual Budget](https://altcatalog.com/alternatives/actual-budget.md) | 78 | MIT | Windows, macOS, Linux, Web | | 5 | [YNAB](https://altcatalog.com/alternatives/ynab.md) | 73 | Proprietary | Web, iOS, Android | | 6 | [GnuCash](https://altcatalog.com/alternatives/gnucash.md) | 68 | GPL-2.0 | Windows, macOS, Linux | | 7 | [KMyMoney](https://altcatalog.com/alternatives/kmymoney.md) | 68 | GPL-2.0 | Windows, macOS, Linux | | 8 | [PocketGuard](https://altcatalog.com/alternatives/pocketguard.md) | 68 | Proprietary | ? | | 9 | [Goodbudget](https://altcatalog.com/alternatives/goodbudget.md) | 64 | Proprietary | iOS, Android, Web | | 10 | [Monarch Money](https://altcatalog.com/alternatives/monarch-money.md) | 64 | Proprietary | Web, iOS, Android | | 11 | [Copilot Money](https://altcatalog.com/alternatives/copilot-money.md) | 60 | Proprietary | macOS, iOS, Web | | 12 | [Firefly III](https://altcatalog.com/alternatives/firefly-iii.md) | 60 | AGPL-3.0 | Web | | 13 | [HomeBank](https://altcatalog.com/alternatives/homebank.md) | 60 | GPL-2.0 | Windows, macOS, Linux | Alt Score = Verified coverage (90%) + Visibility (10%). See https://altcatalog.com/how-alt-score-works/ ## Feature comparison Legend: Yes / No / Partial / ? (not verified). | Budgeting apps checklist | EveryDollar | Lunch Money | Quicken | Simplifi | Actual Budget | YNAB | |---|---|---|---|---|---|---| | Pricing model | Freemium | Subscription | Subscription | Subscription | Free | Subscription | | Starts at | $79.99/year | $100/year | $3.49/month | $2.99/month | ? | $109/year | | License | Proprietary | Proprietary | Proprietary | Proprietary | MIT | Proprietary | | Platforms | Web, iOS, Android | Web, iOS, Android | Windows, macOS | Web, iOS, Android | Windows, macOS, Linux, Web | Web, iOS, Android | | Bank sync (regions) | Yes | Yes | Yes | Yes | Partial | Yes | | Manual entry mode | Yes | Yes | Yes | Yes | Yes | Yes | | Envelope / zero-based budgeting | Yes | Partial | No | Yes | Yes | Yes | | Investment tracking | ? | Yes | Yes | Yes | Partial | No | | Multi-currency | ? | Yes | Yes | No | Partial | No | | Shared budgets | Yes | Yes | Partial | Yes | Yes | Yes | | Reports & net worth | Yes | Yes | Yes | Yes | Yes | Yes | | CSV import | ? | Yes | Yes | Yes | Yes | Yes | | Local-only data option | No | ? | Partial | No | Yes | ? | | Subscription price | Partial | Yes | Yes | Yes | No | Yes | ## Sources Sources for EveryDollar. Each alternative is sourced on its own page. - **Pricing model**: Freemium — (verified 2026-07-11) - Quote: “EveryDollar has a free version you can use as long as you want.” - **Platforms**: Web, iOS, Android — (verified 2026-07-11) - Quote: “Available on iOS and Android, EveryDollar is the simplest way to budget, beat debt, and build lasting wealth.” - **License**: Proprietary — (verified 2026-07-11) - Quote: “©2026 Lampo Licensing, LLC. All rights reserved.” - **Starts at**: $79.99/year — (verified 2026-07-11) - Quote: “After a 14-day free trial, the premium version costs $6.67 per month when billed annually at $79.99, or $17.99 per month when billed monthly” - **Status**: active — (verified 2026-07-11) - Quote: “After a 14-day free trial, the premium version costs $6.67 per month when billed annually at $79.99, or $17.99 per month when billed monthly” - **Bank sync (regions)**: Yes — (verified 2026-07-11) - Quote: “With EveryDollar premium, bank connect pulls your transactions into your budget for you.” - **Manual entry mode**: Yes — (verified 2026-07-11) - Quote: “Manually enter and track transactions.” - **Envelope / zero-based budgeting**: Yes — (verified 2026-07-11) - Quote: “Zero-based budgeting means you plan where every dollar goes before you spend it so your income minus expenses equals zero.” - **Shared budgets**: Yes — (verified 2026-07-11) - Quote: “The household feature lets couples manage one budget together, even if you each sign in with separate emails.” - **Reports & net worth**: Yes — (verified 2026-07-11) - Quote: “Calculate your projected net worth.” - **Local-only data option**: No — (verified 2026-07-11) - Quote: “Access your budget from your computer, phone or tablet.” - **Subscription price**: Partial — (verified 2026-07-11) - Quote: “After a 14-day free trial, the premium version costs $6.67 per month when billed annually at $79.99, or $17.99 per month when billed monthly” --- Ranked by verified data, never by who paid. https://altcatalog.com/trust/