# Alternatives to HomeBank Free simple money management. HomeBank ranks #13 of 14 in Budgeting apps, with an Alt Score of 60. It is licensed under GPL-2.0, free and available on Windows, macOS and Linux. 8 of 10 checklist rows are verified against a public source. Source: https://altcatalog.com/alternatives/homebank/ Category: Budgeting apps ## Where HomeBank stands out - **Local-only data option** — 5 of 10 apps with a verified answer have this ## Overview - **Who it's for**: Individuals and households who want to track personal or family finances across multiple bank, cash, credit card, and asset accounts without paying for software or handing data to a cloud service. - **What you get**: HomeBank tracks accounts, transactions, categories, and payees, with support for split transactions, internal transfers, multiple currencies, and duplicate detection. You can set per-category budgets, schedule recurring transactions, and define rules to auto-assign payees and categories. Built-in reports and charts (by category, payee, budget, trend, or vehicle cost) show where money is going. It imports QIF, OFX, QFX, and CSV files, so data can be brought in from Quicken, Microsoft Money, or bank exports. - **How it works**: You create one or more accounts, then enter or import transactions and assign them to categories and payees. From there HomeBank generates reports and budget comparisons, and can automate future entries through scheduled and rule-based transactions. ## Profile - **License**: GPL-2.0 (verified 2026-07-11) - **Pricing model**: Free (verified 2026-07-11) - **Starts at**: ? - **Platforms**: Windows, macOS, Linux - **Status**: active (verified 2026-07-11) ## Ranked alternatives | # | App | Alt Score | Licence | Platforms | |---|-----|-----------|---------|-----------| | 1 | [Lunch Money](https://altcatalog.com/alternatives/lunch-money.md) | 86 | Proprietary | Web, iOS, Android | | 2 | [Quicken](https://altcatalog.com/alternatives/quicken.md) | 82 | Proprietary | Windows, macOS | | 3 | [Simplifi](https://altcatalog.com/alternatives/simplifi.md) | 82 | Proprietary | Web, iOS, Android | | 4 | [Actual Budget](https://altcatalog.com/alternatives/actual-budget.md) | 78 | MIT | Windows, macOS, Linux, Web | | 5 | [YNAB](https://altcatalog.com/alternatives/ynab.md) | 73 | Proprietary | Web, iOS, Android | | 6 | [GnuCash](https://altcatalog.com/alternatives/gnucash.md) | 68 | GPL-2.0 | Windows, macOS, Linux | | 7 | [KMyMoney](https://altcatalog.com/alternatives/kmymoney.md) | 68 | GPL-2.0 | Windows, macOS, Linux | | 8 | [PocketGuard](https://altcatalog.com/alternatives/pocketguard.md) | 68 | Proprietary | ? | | 9 | [Goodbudget](https://altcatalog.com/alternatives/goodbudget.md) | 64 | Proprietary | iOS, Android, Web | | 10 | [Monarch Money](https://altcatalog.com/alternatives/monarch-money.md) | 64 | Proprietary | Web, iOS, Android | | 11 | [Copilot Money](https://altcatalog.com/alternatives/copilot-money.md) | 60 | Proprietary | macOS, iOS, Web | | 12 | [EveryDollar](https://altcatalog.com/alternatives/everydollar.md) | 60 | Proprietary | Web, iOS, Android | | 13 | [Firefly III](https://altcatalog.com/alternatives/firefly-iii.md) | 60 | AGPL-3.0 | Web | Alt Score = Verified coverage (90%) + Visibility (10%). See https://altcatalog.com/how-alt-score-works/ ## Feature comparison Legend: Yes / No / Partial / ? (not verified). | Budgeting apps checklist | HomeBank | Lunch Money | Quicken | Simplifi | Actual Budget | YNAB | |---|---|---|---|---|---|---| | Pricing model | Free | Subscription | Subscription | Subscription | Free | Subscription | | Starts at | ? | $100/year | $3.49/month | $2.99/month | ? | $109/year | | License | GPL-2.0 | Proprietary | Proprietary | Proprietary | MIT | Proprietary | | Platforms | Windows, macOS, Linux | Web, iOS, Android | Windows, macOS | Web, iOS, Android | Windows, macOS, Linux, Web | Web, iOS, Android | | Bank sync (regions) | No | Yes | Yes | Yes | Partial | Yes | | Manual entry mode | Yes | Yes | Yes | Yes | Yes | Yes | | Envelope / zero-based budgeting | Partial | Partial | No | Yes | Yes | Yes | | Investment tracking | ? | Yes | Yes | Yes | Partial | No | | Multi-currency | Yes | Yes | Yes | No | Partial | No | | Shared budgets | ? | Yes | Partial | Yes | Yes | Yes | | Reports & net worth | Yes | Yes | Yes | Yes | Yes | Yes | | CSV import | Yes | Yes | Yes | Yes | Yes | Yes | | Local-only data option | Yes | ? | Partial | No | Yes | ? | | Subscription price | No | Yes | Yes | Yes | No | Yes | ## Sources Sources for HomeBank. Each alternative is sourced on its own page. - **License**: GPL-2.0 — (verified 2026-07-11) - Quote: “GPL-2.0+” - **Pricing model**: Free — (verified 2026-07-11) - Quote: “Free, easy, personal accounting, software for everyone” - **Platforms**: Windows, macOS, Linux — (verified 2026-07-11) - Quote: “Available in operating systems, such as Microsoft Windows, GNU/Linux, FreeBSD, and MacOS (3rd party).” - **Status**: active — (verified 2026-07-11) - Quote: “Latest version is 5.10.2, released on 2026-06-14.” - **Bank sync (regions)**: No — (verified 2026-07-11) - Quote: “Supported file formats includes QIF, OFX, QFX, and CSV.” - **Manual entry mode**: Yes — (verified 2026-07-11) - Quote: “Add new categories and payees directly from the transaction register.” - **Envelope / zero-based budgeting**: Partial — (verified 2026-07-11) - Quote: “Set a budget to each categories with same amount or different amount per month.” - **Multi-currency**: Yes — (verified 2026-07-11) - Quote: “You can setup a minor currency and switch the display into it at a glance.” - **Reports & net worth**: Yes — (verified 2026-07-11) - Quote: “Balance report” - **CSV import**: Yes — (verified 2026-07-11) - Quote: “Supported file formats includes QIF, OFX, QFX, and CSV.” - **Local-only data option**: Yes — (verified 2026-07-11) - Quote: “The account data file is a simple XML format file. Store all of your account data in a single data file for easy backup or transfer.” - **Subscription price**: No — (verified 2026-07-11) - Note: free speech" and also as in "free beer") that will assist you to manage your personal accounting." - Quote: “HomeBank is a free software (as in ” --- Ranked by verified data, never by who paid. https://altcatalog.com/trust/