# Alternatives to Quicken

The desktop finance veteran.

Quicken ranks #2 of 14 in Budgeting apps, with an Alt Score of 82. It is proprietary, sold by subscription from $3.49/month and available on Windows and macOS. 10 of 10 checklist rows are verified against a public source.

Source: https://altcatalog.com/alternatives/quicken/
Category: Budgeting apps

## Where Quicken stands out

- **Subscription price** — 6 of 14 apps with a verified answer have this

## Overview

- **Who it's for**: People and households who want a detailed, ongoing view of their finances across many bank, credit card, loan, and investment accounts — historically also small business/rental property owners tracking finances alongside personal accounts, on Windows or Mac.
- **What you get**: A single dashboard that pulls in transactions from linked bank, credit card, investment, and loan accounts, with automatic categorization for budgeting and spending reports. It tracks bills and due dates, monitors investment holdings and performance, and calculates net worth across all accounts. Data is stored locally with optional cloud sync for mobile access, and it produces reports for budgets, taxes, and spending trends.
- **How it works**: You install the desktop application, connect it to your financial accounts (banks, cards, brokerages) so transactions download automatically, and then categorize and reconcile transactions to keep budgets, bill reminders, and reports up to date over time.

## Profile

- **License**: Proprietary (verified 2026-07-11)
- **Pricing model**: Subscription (verified 2026-07-11)
- **Starts at**: $3.49/month (verified 2026-07-11)
- **Platforms**: Windows, macOS
- **Status**: active (verified 2026-07-11)

## Ranked alternatives

| # | App | Alt Score | Licence | Platforms |
|---|-----|-----------|---------|-----------|
| 1 | [Lunch Money](https://altcatalog.com/alternatives/lunch-money.md) | 86 | Proprietary | Web, iOS, Android |
| 2 | [Simplifi](https://altcatalog.com/alternatives/simplifi.md) | 82 | Proprietary | Web, iOS, Android |
| 3 | [Actual Budget](https://altcatalog.com/alternatives/actual-budget.md) | 78 | MIT | Windows, macOS, Linux, Web |
| 4 | [YNAB](https://altcatalog.com/alternatives/ynab.md) | 73 | Proprietary | Web, iOS, Android |
| 5 | [GnuCash](https://altcatalog.com/alternatives/gnucash.md) | 68 | GPL-2.0 | Windows, macOS, Linux |
| 6 | [KMyMoney](https://altcatalog.com/alternatives/kmymoney.md) | 68 | GPL-2.0 | Windows, macOS, Linux |
| 7 | [PocketGuard](https://altcatalog.com/alternatives/pocketguard.md) | 68 | Proprietary | ? |
| 8 | [Goodbudget](https://altcatalog.com/alternatives/goodbudget.md) | 64 | Proprietary | iOS, Android, Web |
| 9 | [Monarch Money](https://altcatalog.com/alternatives/monarch-money.md) | 64 | Proprietary | Web, iOS, Android |
| 10 | [Copilot Money](https://altcatalog.com/alternatives/copilot-money.md) | 60 | Proprietary | macOS, iOS, Web |
| 11 | [EveryDollar](https://altcatalog.com/alternatives/everydollar.md) | 60 | Proprietary | Web, iOS, Android |
| 12 | [Firefly III](https://altcatalog.com/alternatives/firefly-iii.md) | 60 | AGPL-3.0 | Web |
| 13 | [HomeBank](https://altcatalog.com/alternatives/homebank.md) | 60 | GPL-2.0 | Windows, macOS, Linux |

Alt Score = Verified coverage (90%) + Visibility (10%). See https://altcatalog.com/how-alt-score-works/

## Feature comparison

Legend: Yes / No / Partial / ? (not verified).

| Budgeting apps checklist | Quicken | Lunch Money | Simplifi | Actual Budget | YNAB | GnuCash |
|---|---|---|---|---|---|---|
| Pricing model | Subscription | Subscription | Subscription | Free | Subscription | Free |
| Starts at | $3.49/month | $100/year | $2.99/month | ? | $109/year | ? |
| License | Proprietary | Proprietary | Proprietary | MIT | Proprietary | GPL-2.0 |
| Platforms | Windows, macOS | Web, iOS, Android | Web, iOS, Android | Windows, macOS, Linux, Web | Web, iOS, Android | Windows, macOS, Linux |
| Bank sync (regions) | Yes | Yes | Yes | Partial | Yes | Partial |
| Manual entry mode | Yes | Yes | Yes | Yes | Yes | Yes |
| Envelope / zero-based budgeting | No | Partial | Yes | Yes | Yes | No |
| Investment tracking | Yes | Yes | Yes | Partial | No | Yes |
| Multi-currency | Yes | Yes | No | Partial | No | Yes |
| Shared budgets | Partial | Yes | Yes | Yes | Yes | ? |
| Reports & net worth | Yes | Yes | Yes | Yes | Yes | Yes |
| CSV import | Yes | Yes | Yes | Yes | Yes | Yes |
| Local-only data option | Partial | ? | No | Yes | ? | Yes |
| Subscription price | Yes | Yes | Yes | No | Yes | No |

## Sources

Sources for Quicken. Each alternative is sourced on its own page.

- **License**: Proprietary — <https://www.quicken.com/terms-of-use/quicken-classic> (verified 2026-07-11)
  - Quote: “You acknowledge that the Products and Services are licensed and not sold.”
- **Starts at**: $3.49/month — <https://www.quicken.com/products/classic-starter/> (verified 2026-07-11)
  - Quote: “$3.49 /month”
- **Pricing model**: Subscription — <https://www.quicken.com/products/classic-starter/> (verified 2026-07-11)
  - Quote: “$3.49 /month”
- **Platforms**: Windows, macOS — <https://www.quicken.com/support/what-quicken-data-access-guarantee/> (verified 2026-07-11)
  - Quote: “Data remains on the user's local computer.”
- **Status**: active — <https://www.quicken.com/products/pricing-comparison-classic/> (verified 2026-07-11)
  - Quote: “Track all your investments from stocks to mutual funds, and more”
- **Bank sync (regions)**: Yes — <https://www.quicken.com/features/aggregation/> (verified 2026-07-11)
  - Quote: “Quicken connects to over 14,000 financial institutions”
- **Manual entry mode**: Yes — <https://info.quicken.com/win/how-do-i-manually-enter-a-transaction> (verified 2026-07-11)
  - Quote: “You may still want to enter a transaction by hand, either because the account is set up as manual (offline) or because a transaction has not downloaded yet”
- **Envelope / zero-based budgeting**: No — <https://www.quicken.com/products/classic-starter/> (verified 2026-07-11)
  - Quote: “Create a simple monthly budget”
- **Investment tracking**: Yes — <https://www.quicken.com/products/classic-deluxe/> (verified 2026-07-11)
  - Quote: “From stocks & mutual funds to ETFs, crypto, & beyond — track your entire portfolio in Quicken. See performance, capital gains & income, analyze IRR, & much more.”
- **Multi-currency**: Yes — <https://info.quicken.com/win/multiple-currencies> (verified 2026-07-11)
  - Quote: “You can track account balances in different currencies in Quicken Classic for Windows.”
- **Shared budgets**: Partial — <https://www.quicken.com/support/how-to-use-data-sharing-in-quicken-classic-on-the-web/> (verified 2026-07-11)
  - Quote: “The Data Sharing feature lets you securely give a trusted family member or third party access to your Quicken data through Quicken on the Web.”
- **Reports & net worth**: Yes — <https://www.quicken.com/products/pricing-comparison-classic/> (verified 2026-07-11)
  - Quote: “Understand your complete net worth”
- **CSV import**: Yes — <https://info.quicken.com/win/import-transactions-from-csv-file> (verified 2026-07-11)
  - Quote: “You can import financial transactions into Quicken from a comma-separated values (.CSV) file.”
- **Local-only data option**: Partial — <https://www.quicken.com/support/what-quicken-data-access-guarantee/> (verified 2026-07-11)
  - Quote: “You'll always have full access to and ownership of your data. You can view, edit, export, and manually enter transactions and accounts, even after your subscription ends.”
- **Subscription price**: Yes — <https://www.quicken.com/products/classic-starter/> (verified 2026-07-11)
  - Quote: “$3.49 /month”

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Ranked by verified data, never by who paid. https://altcatalog.com/trust/