# Alternatives to Stripe

Developer-first payments platform

Stripe ranks #1 of 13 in Payment processors, with an Alt Score of 96. It is proprietary and available on Web, iOS and Android. 13 of 13 checklist rows are verified against a public source.

Source: https://altcatalog.com/alternatives/stripe/
Category: Payment processors

## Overview

- **Who it's for**: Businesses of any size and type, from startups to large enterprises, that need to accept payments and manage money movement online.
- **What you get**: A financial services platform for accepting payments, building flexible billing/subscription models, and moving money, with infrastructure that scales across different business models and industries.
- **How it works**: Developers integrate Stripe through its APIs and prebuilt components into their site or app to process payments and manage billing, using the same underlying infrastructure however their stack is built.

## Profile

- **License**: Proprietary (verified 2026-07-12)
- **Pricing model**: Usage-based (verified 2026-07-12)
- **Starts at**: 2.9% + $0.30 per transaction (verified 2026-07-12)
- **Platforms**: Web, iOS, Android
- **Status**: active (verified 2026-07-12)

## Ranked alternatives

| # | App | Alt Score | Licence | Platforms |
|---|-----|-----------|---------|-----------|
| 1 | [Adyen](https://altcatalog.com/alternatives/adyen.md) | 93 | Proprietary | Web, iOS, Android |
| 2 | [Mollie](https://altcatalog.com/alternatives/mollie.md) | 93 | Proprietary | Web, iOS, Android |
| 3 | [Square](https://altcatalog.com/alternatives/square.md) | 89 | Proprietary | Web, iOS, Android |
| 4 | [Checkout.com](https://altcatalog.com/alternatives/checkout-com.md) | 86 | Proprietary | Web, iOS, Android |
| 5 | [PayPal](https://altcatalog.com/alternatives/paypal.md) | 86 | Proprietary | Web, iOS, Android, Browser extension |
| 6 | [Braintree (PayPal)](https://altcatalog.com/alternatives/braintree.md) | 83 | Proprietary | Web, iOS, Android |
| 7 | [Helcim](https://altcatalog.com/alternatives/helcim.md) | 83 | Proprietary | Web, iOS, Android, Windows |
| 8 | [Razorpay](https://altcatalog.com/alternatives/razorpay.md) | 79 | Proprietary | Web, iOS, Android |
| 9 | [Worldpay](https://altcatalog.com/alternatives/worldpay.md) | 79 | Proprietary | Web, iOS, Android |
| 10 | [GoCardless](https://altcatalog.com/alternatives/gocardless.md) | 59 | Proprietary | Web |
| 11 | [Amazon Pay](https://altcatalog.com/alternatives/amazon-pay.md) | 55 | Proprietary | Web |
| 12 | [Authorize.net](https://altcatalog.com/alternatives/authorize-net.md) | 55 | Proprietary | Web, iOS, Android |

Alt Score = Verified coverage (90%) + Visibility (10%). See https://altcatalog.com/how-alt-score-works/

## Feature comparison

Legend: Yes / No / Partial / ? (not verified).

| Payment processors checklist | Stripe | Adyen | Mollie | Square | Checkout.com | PayPal |
|---|---|---|---|---|---|---|
| Pricing model | Usage-based | Usage-based | Usage-based | Usage-based | Usage-based | Usage-based |
| Starts at | 2.9% + $0.30 per transaction | $0.13 + Interchange++ + 0.60% per transaction (cards) | EUR 0.32 per transaction (iDEAL) | 2.9% + $0.30 per transaction | ? | 2.99% + $0.49 per transaction |
| License | Proprietary | Proprietary | Proprietary | Proprietary | Proprietary | Proprietary |
| Platforms | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android, Browser extension |
| Hosted checkout / payment links | Yes | Yes | Yes | Yes | Yes | Yes |
| Recurring billing & subscriptions | Yes | Yes | Yes | Yes | Yes | Yes |
| In-person / POS payments | Yes | Yes | Yes | Yes | ? | Yes |
| Local payment methods (wallets, bank debit) | Yes | Yes | Yes | Yes | Yes | Yes |
| Multi-currency settlement | Yes | Yes | Yes | No | Yes | Yes |
| Marketplace / split payments | Yes | Yes | Yes | Yes | Yes | Yes |
| Built-in fraud & risk tools | Yes | Yes | Yes | Yes | Yes | Yes |
| Dispute / chargeback management | Yes | Yes | Yes | Yes | Yes | Yes |
| Sales-tax calculation add-on | Yes | ? | ? | Yes | ? | ? |
| PCI DSS Level 1 | Yes | Yes | Yes | Yes | Yes | ? |
| Developer API & SDKs | Yes | Yes | Yes | Yes | Yes | Yes |
| Interchange++ / cost-plus pricing | Partial | Yes | Yes | Partial | Yes | Yes |
| Instant / fast payouts | Yes | Yes | Yes | Yes | Yes | Yes |

## Sources

Sources for Stripe. Each alternative is sourced on its own page.

- **Pricing model**: Usage-based — <https://stripe.com/pricing> (verified 2026-07-12)
  - Quote: “2.9% + 30¢ per successful transaction for domestic cards”
- **Starts at**: 2.9% + $0.30 per transaction — <https://stripe.com/pricing> (verified 2026-07-12)
  - Quote: “2.9% + 30¢ per successful transaction for domestic cards”
- **License**: Proprietary — <https://stripe.com/legal/ssa> (verified 2026-07-12)
  - Quote: “Stripe, its Affiliates, and its third party licensors own all IP Rights in the Services, the Stripe Technology, Stripe Data, the Stripe Marks, the Documentation, and the Stripe Website.”
- **Status**: active — <https://stripe.com/pricing> (verified 2026-07-12)
  - Quote: “© 2026 Stripe, LLC”
- **Platforms**: Web, iOS, Android — <https://docs.stripe.com/mobile> (verified 2026-07-12)
  - Quote: “The Stripe iOS SDK is open source, fully documented, and compatible with apps supporting iOS 13 or above.”
- **Hosted checkout / payment links**: Yes — <https://stripe.com/checkout> (verified 2026-07-12)
  - Quote: “Embed Checkout directly into your site or direct customers to a Stripe-hosted page.”
- **Recurring billing & subscriptions**: Yes — <https://stripe.com/billing> (verified 2026-07-12)
  - Quote: “Stripe Billing | Recurring Payments & Subscription Solutions”
- **In-person / POS payments**: Yes — <https://stripe.com/terminal> (verified 2026-07-12)
  - Quote: “Stripe Terminal | Unified Commerce Platform”
- **Local payment methods (wallets, bank debit)**: Yes — <https://stripe.com/payments> (verified 2026-07-12)
  - Quote: “Local payment methods are no longer blocking us from investing more in certain regions.”
- **Multi-currency settlement**: Yes — <https://stripe.com/payments> (verified 2026-07-12)
  - Quote: “Reduce costs when managing multiple currencies by settling and paying out funds with multi-currency settlement.”
- **Marketplace / split payments**: Yes — <https://stripe.com/connect> (verified 2026-07-12)
  - Quote: “Destination charges Split payouts between sellers A buyer makes a purchase and the platform transfers different amounts from the charge to one or more sellers or service providers.”
- **Built-in fraud & risk tools**: Yes — <https://stripe.com/radar> (verified 2026-07-12)
  - Quote: “Stripe Radar | Payment and Credit Card Fraud Detection”
- **Dispute / chargeback management**: Yes — <https://stripe.com/payments> (verified 2026-07-12)
  - Quote: “Dispute management Save time and money on disputes Automate evidence submission with AI-powered Smart Disputes”
- **Sales-tax calculation add-on**: Yes — <https://stripe.com/tax> (verified 2026-07-12)
  - Quote: “Stripe Tax | Sales Tax Software for Global Compliance”
- **PCI DSS Level 1**: Yes — <https://stripe.com/payments> (verified 2026-07-12)
  - Quote: “Stripe is a member of the PCI Board of Advisors and has a 100% PCI audit success rate as a PCI Level 1 Service Provider.”
- **Developer API & SDKs**: Yes — <https://docs.stripe.com/mobile> (verified 2026-07-12)
  - Quote: “The Stripe iOS SDK is open source, fully documented, and compatible with apps supporting iOS 13 or above.”
- **Interchange++ / cost-plus pricing**: Partial — <https://stripe.com/pricing> (verified 2026-07-12)
  - Quote: “Design a custom package— available for businesses with large payments volume or unique business models. Contact sales IC+ pricing Volume discounts Multi-product discounts Country-specific rates”
- **Instant / fast payouts**: Yes — <https://stripe.com/payouts> (verified 2026-07-12)
  - Quote: “Instant with debit card Arrives in minutes • $1.50 + 0.75%”

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Ranked by verified data, never by who paid. https://altcatalog.com/trust/