Alternatives to Goodbudget
Envelope budgeting, manual-first
Goodbudget ranks #9 of 14 in Budgeting apps, with an Alt Score of 64. It is proprietary, freemium from $10/month and available on iOS, Android and Web. 9 of 10 checklist rows are verified against a public source.
Households and couples who want to budget together using the envelope method, without linking bank accounts or sharing account credentials.
A digital version of envelope budgeting: money is divided into virtual envelopes for categories like rent, groceries, or savings. Transactions are entered manually rather than pulled in via bank sync, giving users direct control over what's tracked. The budget syncs across web, iPhone, and Android so multiple household members see the same envelope balances in real time. Extra tools support saving toward specific goals and paying down debt.
Users set up envelopes for their spending categories, fill them with money at the start of each budgeting period, and manually log each purchase against the relevant envelope as they spend. Balances update and sync across devices, so anyone sharing the budget can see what's left in each envelope.
Where Goodbudget stands out
Verified capabilities most alternatives don't have.
Why people leave Goodbudget
Dashed reasons are sourced facts; the rest are opinions. Vendors can dispute.
Sign in to add a reason — new reasons go through moderation before appearing.
Ranked alternatives
Ordered by Alt Score. Click any score to see the breakdown.
Feature comparison
Rows come from the Budgeting apps checklist (14 rows). Human-verified cells only. ? means the value has not been verified.
| Budgeting apps checklist | Goodbudget | Lunch Money | Quicken | Simplifi | Actual Budget | YNAB |
|---|---|---|---|---|---|---|
| Pricing model | ||||||
| Starts at | ||||||
| License | ||||||
| Platforms | ||||||
| Bank sync (regions) | ||||||
| Manual entry mode | ||||||
| Envelope / zero-based budgeting | ||||||
| Investment tracking | ||||||
| Multi-currency | ||||||
| Shared budgets | ||||||
| Reports & net worth | ||||||
| CSV import | ||||||
| Local-only data option | ||||||
| Subscription price |
Every fact and feature listed for Goodbudget is verified against its own pages. Each alternative is sourced on its own page.
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Platforms iOS, Android, Web verified 2026-07-11
Available on the Web, Android, and iPhone.
https://goodbudget.com/what-you-get/ -
License Proprietary verified 2026-07-11
Services Content"), are the proprietary property of Dayspring or its licensors, with all rights reserv"
All content on the Services and their selection and arrangement, but excluding User Content (the
https://goodbudget.com/terms-of-use/ -
Pricing model Freemium verified 2026-07-11
US $10/month or $80/year
https://goodbudget.com/help/billing/subscribe-to-goodbudget/ -
Starts at $10/month verified 2026-07-11
US $10/month or $80/year
https://goodbudget.com/help/billing/subscribe-to-goodbudget/ -
Status active verified 2026-07-11
US $10/month or $80/year
https://goodbudget.com/help/billing/subscribe-to-goodbudget/ -
Bank sync (regions) Partial verified 2026-07-11
Goodbudget uses Plaid to connect your GB Accounts and your real-life banks in the United States only.
https://goodbudget.com/help/automatic-bank-sync/which-banks-can-i-link-to-my-accounts/ -
Manual entry mode Yes verified 2026-07-11
Add Transaction" button. This will open up the "Add Transaction" window where you can record your transactions."
Add an expense by clicking on the
https://goodbudget.com/help/getting-started-guide/step-5-record-expenses/ -
Envelope / zero-based budgeting Yes verified 2026-07-11
The cash for each month's expenses is taken out and divided into envelopes for each budget category.
https://goodbudget.com/envelope-budgeting/ -
Multi-currency No verified 2026-07-11
Goodbudget is currency-neutral, meaning there are no currency symbols (e.g., $, €, £) within the app or on the website.
https://goodbudget.com/help/budgeting-with-goodbudget/5/ -
Shared budgets Yes verified 2026-07-11
you'll be able to share your budget with your partner by having them login to Goodbudget on their device using the same username / email address and password you created when you registered.
https://goodbudget.com/help/mobile-apps/share-budget-w-partner/ -
Reports & net worth Yes verified 2026-07-11
This report shows if you're living within your means, or just plain ol' spending more than you're making.
https://goodbudget.com/blog/2016/11/reports-help-you-see-where-it-all-goes/ -
CSV import Yes verified 2026-07-11
From the Transactions window on the home page, click on 'Import Bank Transactions.' Click on 'Choose File' and select the CSV file you want to upload.
https://goodbudget.com/help/using-accounts/how-to-import-csv/ -
Local-only data option No verified 2026-07-11
Share your budget across multiple devices including iPhones, other smartphones, and the web. Transactions get backed up to the cloud and are accessible from other devices.
https://apps.apple.com/us/app/goodbudget-budget-planner/id471112395 -
Subscription price Partial verified 2026-07-11
US $10/month or $80/year
https://goodbudget.com/help/billing/subscribe-to-goodbudget/
FAQ
Yes. Actual Budget, GnuCash and KMyMoney have a free tier or are fully free. Free-tier limits in the comparison table are verified and dated.
Actual Budget, GnuCash and KMyMoney — every license claim links its source.