Alternatives to HomeBank
Free simple money management
HomeBank ranks #13 of 14 in Budgeting apps, with an Alt Score of 60. It is licensed under GPL-2.0, free and available on Windows, macOS and Linux. 8 of 10 checklist rows are verified against a public source.
Individuals and households who want to track personal or family finances across multiple bank, cash, credit card, and asset accounts without paying for software or handing data to a cloud service.
HomeBank tracks accounts, transactions, categories, and payees, with support for split transactions, internal transfers, multiple currencies, and duplicate detection. You can set per-category budgets, schedule recurring transactions, and define rules to auto-assign payees and categories. Built-in reports and charts (by category, payee, budget, trend, or vehicle cost) show where money is going. It imports QIF, OFX, QFX, and CSV files, so data can be brought in from Quicken, Microsoft Money, or bank exports.
You create one or more accounts, then enter or import transactions and assign them to categories and payees. From there HomeBank generates reports and budget comparisons, and can automate future entries through scheduled and rule-based transactions.
Where HomeBank stands out
Verified capabilities most alternatives don't have.
Why people leave HomeBank
Dashed reasons are sourced facts; the rest are opinions. Vendors can dispute.
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Ranked alternatives
Ordered by Alt Score. Click any score to see the breakdown.
Feature comparison
Rows come from the Budgeting apps checklist (14 rows). Human-verified cells only. ? means the value has not been verified.
| Budgeting apps checklist | HomeBank | Lunch Money | Quicken | Simplifi | Actual Budget | YNAB |
|---|---|---|---|---|---|---|
| Pricing model | ||||||
| Starts at | ||||||
| License | ||||||
| Platforms | ||||||
| Bank sync (regions) | ||||||
| Manual entry mode | ||||||
| Envelope / zero-based budgeting | ||||||
| Investment tracking | ||||||
| Multi-currency | ||||||
| Shared budgets | ||||||
| Reports & net worth | ||||||
| CSV import | ||||||
| Local-only data option | ||||||
| Subscription price |
Sources & verification
12
Every fact and feature listed for HomeBank is verified against its own pages. Each alternative is sourced on its own page.
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License GPL-2.0 verified 2026-07-11
<project_license>GPL-2.0+</project_license>
https://github.com/flathub/fr.free.Homebank/blob/master/homebank-appdata.patch -
Pricing model Free verified 2026-07-11
Free, easy, personal accounting, software for everyone
https://www.gethomebank.org/en/index.php -
Platforms Windows, macOS, Linux verified 2026-07-11
Available in operating systems, such as Microsoft Windows, GNU/Linux, FreeBSD, and MacOS (3rd party).
https://www.gethomebank.org/en/index.php -
Status active verified 2026-07-11
Latest version is 5.10.2, released on 2026-06-14.
https://www.gethomebank.org/en/downloads.php -
Bank sync (regions) No verified 2026-07-11
Supported file formats includes QIF, OFX, QFX, and CSV.
https://www.gethomebank.org/en/features.php -
Manual entry mode Yes verified 2026-07-11
Add new categories and payees directly from the transaction register.
https://www.gethomebank.org/en/features.php -
Envelope / zero-based budgeting Partial verified 2026-07-11
Set a budget to each categories with same amount or different amount per month.
https://www.gethomebank.org/en/features.php -
Multi-currency Yes verified 2026-07-11
You can setup a minor currency and switch the display into it at a glance.
https://www.gethomebank.org/en/features.php -
Reports & net worth Yes verified 2026-07-11
Balance report
https://www.gethomebank.org/en/screenshots.php -
CSV import Yes verified 2026-07-11
Supported file formats includes QIF, OFX, QFX, and CSV.
https://www.gethomebank.org/en/features.php -
Local-only data option Yes verified 2026-07-11
The account data file is a simple XML format file. Store all of your account data in a single data file for easy backup or transfer.
https://www.gethomebank.org/en/features.php -
Subscription price No verified 2026-07-11
free speech" and also as in "free beer") that will assist you to manage your personal accounting."
HomeBank is a free software (as in
https://www.gethomebank.org/en/index.php
FAQ
Yes. Actual Budget, GnuCash and KMyMoney have a free tier or are fully free. Free-tier limits in the comparison table are verified and dated.
Actual Budget, GnuCash and KMyMoney — every license claim links its source.