Alternatives to KMyMoney
KDE's personal finance
KMyMoney ranks #7 of 14 in Budgeting apps, with an Alt Score of 68. It is licensed under GPL-2.0, free and available on Windows, macOS and Linux. 9 of 10 checklist rows are verified against a public source.
KMyMoney is for individuals and households who want to track their personal finances using proper double-entry accounting, without paying for commercial software like Quicken. It suits users comfortable with basic accounting concepts (accounts, categories, reconciliation) who want more rigor than a simple budgeting app.
KMyMoney provides double-entry bookkeeping across checking, savings, credit card, cash, loan, and investment accounts. It includes budgeting tools, bank reconciliation, scheduled/recurring transactions, split transactions, multi-currency support, and a reporting engine with charts for spending, income, and net worth. Data can be imported from QIF, OFX/QFX, and CSV files, and some banks support direct online statement download via HBCI/FinTS or OFX DirectConnect.
You set up accounts and a category list, then enter or import transactions, splitting and assigning them to categories as needed. Periodically you reconcile accounts against bank statements, and use built-in reports and budgets to review spending and net worth over time.
Where KMyMoney stands out
Verified capabilities most alternatives don't have.
Why people leave KMyMoney
Dashed reasons are sourced facts; the rest are opinions. Vendors can dispute.
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Ranked alternatives
Ordered by Alt Score. Click any score to see the breakdown.
Feature comparison
Rows come from the Budgeting apps checklist (14 rows). Human-verified cells only. ? means the value has not been verified.
| Budgeting apps checklist | KMyMoney | Lunch Money | Quicken | Simplifi | Actual Budget | YNAB |
|---|---|---|---|---|---|---|
| Pricing model | ||||||
| Starts at | ||||||
| License | ||||||
| Platforms | ||||||
| Bank sync (regions) | ||||||
| Manual entry mode | ||||||
| Envelope / zero-based budgeting | ||||||
| Investment tracking | ||||||
| Multi-currency | ||||||
| Shared budgets | ||||||
| Reports & net worth | ||||||
| CSV import | ||||||
| Local-only data option | ||||||
| Subscription price |
Every fact and feature listed for KMyMoney is verified against its own pages. Each alternative is sourced on its own page.
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License GPL-2.0 verified 2026-07-11
GPL-2.0+
https://apps.kde.org/kmymoney/ -
Pricing model Free verified 2026-07-11
KMyMoney is a personal finance manager by KDE. It comes with a large set of features while being easy to use for the non-technical user.
https://apps.kde.org/kmymoney/ -
Platforms Windows, macOS, Linux verified 2026-07-11
DMG packages signed by KDE can be downloaded from KDE's CI/CD pipeline.
https://kmymoney.org/download.html -
Status active verified 2026-07-11
Changes in version 5.2.2
https://flathub.org/apps/org.kde.kmymoney -
Bank sync (regions) Partial verified 2026-07-11
Online banking support (statement download) is also provided for the OFX and HBCI protocols.
https://apps.kde.org/kmymoney/ -
Manual entry mode Yes verified 2026-07-11
By default the ledger uses a transaction form for data entry similar to MS Money.
https://kmymoney.org/screenshots.html -
Envelope / zero-based budgeting No verified 2026-07-11
A budget is a categorized list of expected income and expenses for a period.
https://docs.kde.org/stable_kf5/en/kmymoney/kmymoney/details.budgets.html -
Investment tracking Yes verified 2026-07-11
You can track basic investments like Stocks, Bonds, and Mutual funds.
https://kmymoney.org/screenshots.html -
Multi-currency Yes verified 2026-07-11
KMyMoney supports the use of multiple currencies in different accounts. For example, you can set up a savings account in Euros, a checking account in British Pounds, and still have your credit card ac
https://docs.kde.org/stable_kf5/en/kmymoney/kmymoney/details.currencies.html -
Reports & net worth Yes verified 2026-07-11
detail your net worth, either at the current moment, every month for the current year, or every year of your history.
https://docs.kde.org/stable_kf5/en/kmymoney/kmymoney/details.reports.html -
CSV import Yes verified 2026-07-11
The initial focus of the CSV Importer was on handling data from bank statements, but the ability to also import some investment statements was added.
https://docs.kde.org/stable_kf5/en/kmymoney/kmymoney/details.impexp.csv.html -
Local-only data option Yes verified 2026-07-11
All of the above file types can be stored on a local hard drive, a removable device such as a usb thumb drive, or a network location.
https://docs.kde.org/trunk_kf6/en/kmymoney/kmymoney/details.formats.html -
Subscription price No verified 2026-07-11
KMyMoney is a personal finance manager by KDE. It comes with a large set of features while being easy to use for the non-technical user.
https://apps.kde.org/kmymoney/
FAQ
Yes. Actual Budget, GnuCash and PocketGuard have a free tier or are fully free. Free-tier limits in the comparison table are verified and dated.
Actual Budget, GnuCash and Firefly III — every license claim links its source.