Alternatives to Amazon Pay
Checkout using Amazon account credentials
Amazon Pay ranks #13 of 13 in Payment processors, with an Alt Score of 55. It is proprietary and available on the web. 7 of 13 checklist rows are verified against a public source.
Online merchants who want to offer checkout to the hundreds of millions of existing Amazon customers.
A checkout option that lets shoppers pay on third-party sites using their saved Amazon account details, along with features like Buy with Prime delivery, Express Payout, and invoice payments.
Merchants add Amazon Pay via its developer APIs/SDKs or through platform integrations such as Shopify, Stripe, BigCommerce, WooCommerce, and PrestaShop.
Why people leave Amazon Pay
Dashed reasons are sourced facts; the rest are opinions. Vendors can dispute.
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Ranked alternatives
Ordered by Alt Score. Click any score to see the breakdown.
PayPal's enterprise/developer payment gateway (formerly standalone Braintree).
Feature comparison
How Amazon Pay compares with its alternatives, feature by feature.
| Payment processors checklist | Amazon Pay | Stripe | Adyen | Mollie | Square | Checkout.com |
|---|---|---|---|---|---|---|
| Pricing model | ||||||
| Starts at | ||||||
| License | ||||||
| Platforms | ||||||
| Hosted checkout / payment links | ||||||
| Recurring billing & subscriptions | ||||||
| In-person / POS payments | ||||||
| Local payment methods (wallets, bank debit) | ||||||
| Multi-currency settlement | ||||||
| Marketplace / split payments | ||||||
| Built-in fraud & risk tools | ||||||
| Dispute / chargeback management | ||||||
| Sales-tax calculation add-on | ||||||
| PCI DSS Level 1 | ||||||
| Developer API & SDKs | ||||||
| Interchange++ / cost-plus pricing | ||||||
| Instant / fast payouts |
Every fact and feature listed for Amazon Pay is verified against its own pages. Each alternative is sourced on its own page.
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Pricing model Usage-based verified 2026-07-12
Amazon Pay fees are transaction-based and have a processing and authorization component.
https://pay.amazon.com/help/201212280 -
Starts at 2.9% + $0.30 per transaction verified 2026-07-12
2.9% ($0.29) ... Authorization fee: $0.30
https://pay.amazon.com/help/201212280 -
License Proprietary verified 2026-07-12
©2026 Amazon Payments, Inc. or its affiliates
https://pay.amazon.com/business -
Status active verified 2026-07-12
Label: Latest ... Jul 30, 2025
https://github.com/amzn/amazon-pay-api-sdk-nodejs -
Platforms Web verified 2026-07-12
Amazon Pay supports the use of the operating systems, browsers, and browser versions listed below.
https://pay.amazon.com/help/202023380 -
Hosted checkout / payment links Yes verified 2026-07-12
confirms their preferred payment instrument, and optionally selects a shipping address on the Amazon Pay-hosted page
https://developer.amazon.com/docs/amazon-pay-checkout/introduction.html -
Recurring billing & subscriptions Yes verified 2026-07-12
This section covers advanced use cases that may not be applicable to your integration based on your business requirements.
https://developer.amazon.com/docs/amazon-pay-checkout/advanced-subscription-use-cases.html -
Multi-currency settlement Partial verified 2026-07-12
The multi-currency feature is only available for merchants who have registered for an account with EUR or GBP ledger currency.
https://developer.amazon.com/docs/amazon-pay-checkout/multi-currency-integration.html -
Built-in fraud & risk tools Yes verified 2026-07-12
Amazon Pay employs the fraud technology that backs Amazon.com, including fraud detection capabilities, charge-back controls, and risk management processes at no extra cost.
https://pay.amazon.com/business -
Dispute / chargeback management Yes verified 2026-07-12
Buyers can create a dispute by filing a chargeback with their bank. The methods invoke the dispute management process, which you can handle programmatically through the Dispute API instead of Seller C
https://developer.amazon.com/docs/amazon-pay-checkout/manage-disputes.html -
Developer API & SDKs Yes verified 2026-07-12
API introduction
https://developer.amazon.com/docs/amazon-pay-api-v2/introduction.html -
Instant / fast payouts Yes verified 2026-07-12
Express Payout allows businesses to receive payouts within 24 hours, including weekends, at no additional cost.
https://pay.amazon.com/business/express-payout