Alternatives to Stripe
Developer-first payments platform
Stripe ranks #1 of 13 in Payment processors, with an Alt Score of 96. It is proprietary and available on Web, iOS and Android. 13 of 13 checklist rows are verified against a public source.
Businesses of any size and type, from startups to large enterprises, that need to accept payments and manage money movement online.
A financial services platform for accepting payments, building flexible billing/subscription models, and moving money, with infrastructure that scales across different business models and industries.
Developers integrate Stripe through its APIs and prebuilt components into their site or app to process payments and manage billing, using the same underlying infrastructure however their stack is built.
Why people leave Stripe
Dashed reasons are sourced facts; the rest are opinions. Vendors can dispute.
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Ranked alternatives
Ordered by Alt Score. Click any score to see the breakdown.
PayPal's enterprise/developer payment gateway (formerly standalone Braintree).
Feature comparison
Rows come from the Payment processors checklist (17 rows). Human-verified cells only. ? means the value has not been verified.
| Payment processors checklist | Stripe | Adyen | Mollie | Square | Checkout.com | PayPal |
|---|---|---|---|---|---|---|
| Pricing model | ||||||
| Starts at | ||||||
| License | ||||||
| Platforms | ||||||
| Hosted checkout / payment links | ||||||
| Recurring billing & subscriptions | ||||||
| In-person / POS payments | ||||||
| Local payment methods (wallets, bank debit) | ||||||
| Multi-currency settlement | ||||||
| Marketplace / split payments | ||||||
| Built-in fraud & risk tools | ||||||
| Dispute / chargeback management | ||||||
| Sales-tax calculation add-on | ||||||
| PCI DSS Level 1 | ||||||
| Developer API & SDKs | ||||||
| Interchange++ / cost-plus pricing | ||||||
| Instant / fast payouts |
Every fact and feature listed for Stripe is verified against its own pages. Each alternative is sourced on its own page.
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Pricing model Usage-based verified 2026-07-12
2.9% + 30¢ per successful transaction for domestic cards
https://stripe.com/pricing -
Starts at 2.9% + $0.30 per transaction verified 2026-07-12
2.9% + 30¢ per successful transaction for domestic cards
https://stripe.com/pricing -
License Proprietary verified 2026-07-12
Stripe, its Affiliates, and its third party licensors own all IP Rights in the Services, the Stripe Technology, Stripe Data, the Stripe Marks, the Documentation, and the Stripe Website.
https://stripe.com/legal/ssa -
Status active verified 2026-07-12
© 2026 Stripe, LLC
https://stripe.com/pricing -
Platforms Web, iOS, Android verified 2026-07-12
The Stripe iOS SDK is open source, fully documented, and compatible with apps supporting iOS 13 or above.
https://docs.stripe.com/mobile -
Hosted checkout / payment links Yes verified 2026-07-12
Embed Checkout directly into your site or direct customers to a Stripe-hosted page.
https://stripe.com/checkout -
Recurring billing & subscriptions Yes verified 2026-07-12
Stripe Billing | Recurring Payments & Subscription Solutions
https://stripe.com/billing -
In-person / POS payments Yes verified 2026-07-12
Stripe Terminal | Unified Commerce Platform
https://stripe.com/terminal -
Local payment methods (wallets, bank debit) Yes verified 2026-07-12
Local payment methods are no longer blocking us from investing more in certain regions.
https://stripe.com/payments -
Multi-currency settlement Yes verified 2026-07-12
Reduce costs when managing multiple currencies by settling and paying out funds with multi-currency settlement.
https://stripe.com/payments -
Marketplace / split payments Yes verified 2026-07-12
Destination charges Split payouts between sellers A buyer makes a purchase and the platform transfers different amounts from the charge to one or more sellers or service providers.
https://stripe.com/connect -
Built-in fraud & risk tools Yes verified 2026-07-12
Stripe Radar | Payment and Credit Card Fraud Detection
https://stripe.com/radar -
Dispute / chargeback management Yes verified 2026-07-12
Dispute management Save time and money on disputes Automate evidence submission with AI-powered Smart Disputes
https://stripe.com/payments -
Sales-tax calculation add-on Yes verified 2026-07-12
Stripe Tax | Sales Tax Software for Global Compliance
https://stripe.com/tax -
PCI DSS Level 1 Yes verified 2026-07-12
Stripe is a member of the PCI Board of Advisors and has a 100% PCI audit success rate as a PCI Level 1 Service Provider.
https://stripe.com/payments -
Developer API & SDKs Yes verified 2026-07-12
The Stripe iOS SDK is open source, fully documented, and compatible with apps supporting iOS 13 or above.
https://docs.stripe.com/mobile -
Interchange++ / cost-plus pricing Partial verified 2026-07-12
Design a custom package— available for businesses with large payments volume or unique business models. Contact sales IC+ pricing Volume discounts Multi-product discounts Country-specific rates
https://stripe.com/pricing -
Instant / fast payouts Yes verified 2026-07-12
Instant with debit card Arrives in minutes • $1.50 + 0.75%
https://stripe.com/payouts