Alternatives to Razorpay
India-first full-stack payments platform
Razorpay ranks #9 of 13 in Payment processors, with an Alt Score of 79. It is proprietary and available on Web, iOS and Android. 11 of 13 checklist rows are verified against a public source.
Businesses selling in India, including those without an Indian entity who need to settle globally, that need to accept payments, bank, and run payroll.
A payment gateway supporting 100+ payment methods (UPI, cards, RuPay, netbanking) alongside business banking (current accounts), automated payroll, and in-store POS payments.
Businesses integrate Razorpay's payment gateway and APIs into their website or app to accept payments, and can add banking, payroll, or POS products from the same dashboard.
Why people leave Razorpay
Dashed reasons are sourced facts; the rest are opinions. Vendors can dispute.
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Ranked alternatives
Ordered by Alt Score. Click any score to see the breakdown.
PayPal's enterprise/developer payment gateway (formerly standalone Braintree).
Feature comparison
Rows come from the Payment processors checklist (17 rows). Human-verified cells only. ? means the value has not been verified.
| Payment processors checklist | Razorpay | Stripe | Adyen | Mollie | Square | Checkout.com |
|---|---|---|---|---|---|---|
| Pricing model | ||||||
| Starts at | ||||||
| License | ||||||
| Platforms | ||||||
| Hosted checkout / payment links | ||||||
| Recurring billing & subscriptions | ||||||
| In-person / POS payments | ||||||
| Local payment methods (wallets, bank debit) | ||||||
| Multi-currency settlement | ||||||
| Marketplace / split payments | ||||||
| Built-in fraud & risk tools | ||||||
| Dispute / chargeback management | ||||||
| Sales-tax calculation add-on | ||||||
| PCI DSS Level 1 | ||||||
| Developer API & SDKs | ||||||
| Interchange++ / cost-plus pricing | ||||||
| Instant / fast payouts |
Every fact and feature listed for Razorpay is verified against its own pages. Each alternative is sourced on its own page.
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Pricing model Usage-based verified 2026-07-12
Razorpay charges 2% + GST per transaction. This includes payment processing for all modes cards, UPI, wallets, and net banking
https://razorpay.com/pricing/ -
Starts at 2% + GST per transaction verified 2026-07-12
Razorpay charges 2% + GST per transaction.
https://razorpay.com/pricing/ -
License Proprietary verified 2026-07-12
© Razorpay 2026 All Rights Reserved
https://razorpay.com/pricing/ -
Status active verified 2026-07-12
© Razorpay 2026 All Rights Reserved
https://razorpay.com/pricing/ -
Platforms Web, iOS, Android verified 2026-07-12
Check the prerequisites before you integrate with Razorpay iOS Standard Checkout.
https://razorpay.com/docs/payments/payment-gateway/ios-integration/standard -
Hosted checkout / payment links Yes verified 2026-07-12
Razorpay Payment Links let businesses collect payments instantly by sharing a URL via WhatsApp, SMS, or email. No website or tech integration needed.
https://razorpay.com/pricing/ -
Recurring billing & subscriptions Yes verified 2026-07-12
Razorpay Subscriptions lets businesses automate recurring billing across all payment methods — cards, UPI Autopay, e-Mandate, and Physical NACH.
https://razorpay.com/pricing/ -
In-person / POS payments Yes verified 2026-07-12
Razorpay POS provides smart payment terminals for offline and in-store payment acceptance.
https://razorpay.com/pricing/ -
Local payment methods (wallets, bank debit) Yes verified 2026-07-12
100+ payment methods: cards, UPI, netbanking, wallets, BNPL, EMI, Pay Later
https://razorpay.com/pricing/ -
Multi-currency settlement No verified 2026-07-12
Razorpay Settlements occur in INR based on the conversion rate at the time of payment.
https://razorpay.com/docs/payments/international-payments/currency-conversion -
Marketplace / split payments Yes verified 2026-07-12
Razorpay Route allows marketplaces, aggregators, and platforms to split incoming payments and transfer funds to multiple linked accounts automatically.
https://razorpay.com/pricing/ -
Built-in fraud & risk tools Yes verified 2026-07-12
Razorpay's Risk Engine proactively protects your business from fraud using AI-driven analysis. It monitors every transaction in real-time and helps reduce chargebacks, fake orders, and financial loss.
https://razorpay.com/payment-gateway/ -
Dispute / chargeback management Yes verified 2026-07-12
Create Disputes and Chargebacks from the Razorpay Dashboard. Check the notifications and how disputes are handled for international payments.
https://razorpay.com/docs/payments/disputes -
PCI DSS Level 1 Yes verified 2026-07-12
Yes, Razorpay is PCI DSS Level 1 compliant, the highest level of certification for payment data security.
https://razorpay.com/payment-gateway/ -
Developer API & SDKs Yes verified 2026-07-12
powerful dashboard, instant refunds, PCI DSS Level 1 compliance, and advanced developer APIs.
https://razorpay.com/payment-gateway/ -
Instant / fast payouts Yes verified 2026-07-12
Razorpay Instant Settlements lets businesses access their payment proceeds immediately — on-demand or same-day — instead of waiting for the standard T+2 settlement cycle.
https://razorpay.com/pricing/