Alternatives to Authorize.net
Long-running payment gateway owned by Visa
Authorize.net ranks #12 of 13 in Payment processors, with an Alt Score of 55. It is proprietary, sold by subscription from $25/mo + 2.9% + $0.30 and available on Web, iOS and Android. 9 of 13 checklist rows are verified against a public source.
Merchants who need to accept credit card, debit card, and eCheck payments online, by phone, or in person.
A payment gateway covering online checkout, a Virtual Terminal for phone/manual orders, mobile point of sale, digital invoicing, recurring billing, and built-in fraud protection.
Merchants integrate Authorize.net's payment gateway into their website or app (or use the Virtual Terminal/mobile app directly) to process card, digital-wallet, and eCheck transactions, backed by Visa's payments network.
Why people leave Authorize.net
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Ranked alternatives
Ordered by Alt Score. Click any score to see the breakdown.
PayPal's enterprise/developer payment gateway (formerly standalone Braintree).
Feature comparison
How Authorize.net compares with its alternatives, feature by feature.
| Payment processors checklist | Authorize.net | Stripe | Adyen | Mollie | Square | Checkout.com |
|---|---|---|---|---|---|---|
| Pricing model | ||||||
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| License | ||||||
| Platforms | ||||||
| Hosted checkout / payment links | ||||||
| Recurring billing & subscriptions | ||||||
| In-person / POS payments | ||||||
| Local payment methods (wallets, bank debit) | ||||||
| Multi-currency settlement | ||||||
| Marketplace / split payments | ||||||
| Built-in fraud & risk tools | ||||||
| Dispute / chargeback management | ||||||
| Sales-tax calculation add-on | ||||||
| PCI DSS Level 1 | ||||||
| Developer API & SDKs | ||||||
| Interchange++ / cost-plus pricing | ||||||
| Instant / fast payouts |
Every fact and feature listed for Authorize.net is verified against its own pages. Each alternative is sourced on its own page.
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Pricing model Subscription verified 2026-07-12
$25 per month 2.9% + 30¢ per transaction
https://www.authorize.net/sign-up/pricing.html -
Starts at $25/mo + 2.9% + $0.30 verified 2026-07-12
$25 per month 2.9% + 30¢ per transaction
https://www.authorize.net/sign-up/pricing.html -
License Proprietary verified 2026-07-12
© 2018-2026. Authorize.net. All rights reserved.
https://www.authorize.net/about-us.html -
Status active verified 2026-07-12
Authorize.net is trusted by more than 430,000 merchants, handling more than 1 billion transactions and $149 billion in payments every year.
https://www.authorize.net/about-us.html -
Platforms Web, iOS, Android verified 2026-07-12
Compatible iPhone & iOS iPhone X (10) or later running iOS 18 or later is required
https://www.authorize.net/payments/tap-to-pay-on-iphone.html -
Hosted checkout / payment links Yes verified 2026-07-12
Create a Buy Now or Donate button, share a payment link, or generate a QR code. No website required.
https://www.authorize.net/resources/our-features/simple-checkout.html -
Recurring billing & subscriptions Yes verified 2026-07-12
Automate recurring billing for subscriptions, memberships, and installment plans, set the schedule once, collect automatically.
https://www.authorize.net/payments.html -
In-person / POS payments Yes verified 2026-07-12
Integrate a compatible reader to handle in-person transactions and start accepting chip cards, contactless options, and traditional swipes at your storefront or temporary pop-up shop.
https://www.authorize.net/payments.html -
Local payment methods (wallets, bank debit) Yes verified 2026-07-12
Visa, Mastercard, Amex, Discover, JCB, UnionPay, Apple Pay, PayPal, and eChecks, through a single payment processing account
https://www.authorize.net/payments.html -
Built-in fraud & risk tools Yes verified 2026-07-12
Advanced Fraud Detection Suite comes with 13 easily configurable fraud filters to help set proper minimum transaction thresholds, payment velocity settings, country limitations, and more
https://www.authorize.net/resources/our-features/advanced-fraud-detection.html -
Dispute / chargeback management Partial verified 2026-07-12
Use the Returns & Chargebacks report to see statistics and details of returns and chargebacks received for your echeck transactions.
https://developer.authorize.net/docs/anet/en-us/merchant/user/all/anet/anet-olh-merchant/reports-intro/echeck-reports-intro/echeck-returns-chargebacks.html -
Developer API & SDKs Yes verified 2026-07-12
SDKs on [GitHub] SDKs source code published on GitHub in popular languages
https://developer.authorize.net/api.html -
Interchange++ / cost-plus pricing No verified 2026-07-12
$25 per month 2.9% + 30¢ per transaction
https://www.authorize.net/sign-up/pricing.html -
Instant / fast payouts No verified 2026-07-12
The industry average funding period is between three to five business days.
https://www.authorize.net/sign-up/pricing.html