Alternatives to Helcim
Interchange-plus payments for small business
Helcim ranks #8 of 13 in Payment processors, with an Alt Score of 83. It is proprietary and available on Web, iOS, Android, Windows and macOS. 11 of 13 checklist rows are verified against a public source.
Small to medium-sized businesses across retail, healthcare, professional services, and hospitality, particularly those processing higher card volumes.
In-person and online payment acceptance including a Smart Terminal, card reader, virtual terminal, invoicing, ACH transfers, and POS/inventory tools, priced with transparent interchange-plus rates and no monthly fees.
Merchants sign up online in minutes with no paperwork, then connect via 40+ pre-built integrations (e.g., WooCommerce, QuickBooks, Xero), APIs, or HelcimPay.js, with deposits available as soon as the next business day.
Why people leave Helcim
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Ranked alternatives
Ordered by Alt Score. Click any score to see the breakdown.
PayPal's enterprise/developer payment gateway (formerly standalone Braintree).
Feature comparison
Rows come from the Payment processors checklist (17 rows). Human-verified cells only. ? means the value has not been verified.
| Payment processors checklist | Helcim | Stripe | Adyen | Mollie | Square | Checkout.com |
|---|---|---|---|---|---|---|
| Pricing model | ||||||
| Starts at | ||||||
| License | ||||||
| Platforms | ||||||
| Hosted checkout / payment links | ||||||
| Recurring billing & subscriptions | ||||||
| In-person / POS payments | ||||||
| Local payment methods (wallets, bank debit) | ||||||
| Multi-currency settlement | ||||||
| Marketplace / split payments | ||||||
| Built-in fraud & risk tools | ||||||
| Dispute / chargeback management | ||||||
| Sales-tax calculation add-on | ||||||
| PCI DSS Level 1 | ||||||
| Developer API & SDKs | ||||||
| Interchange++ / cost-plus pricing | ||||||
| Instant / fast payouts |
Every fact and feature listed for Helcim is verified against its own pages. Each alternative is sourced on its own page.
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Pricing model Usage-based verified 2026-07-12
Helcim uses a transparent Interchange plus pricing model. We pass on the true wholesale cost for each transaction you process, and add our set margin on top for our services.
https://www.helcim.com/pricing/ -
Starts at Interchange + 0.4% + $0.08 verified 2026-07-12
$0 - $50K | Interchange+ 0.40% + 8¢ | Interchange+ 0.50% + 25¢
https://www.helcim.com/pricing/ -
License Proprietary verified 2026-07-12
API") through which you can access the Services programmatically."
Helcim also provides access to a proprietary Application Program Interface (the
https://legal.helcim.com/ca/terms-of-service/ -
Status active verified 2026-07-12
Added a new DELETE method to manage customer payment methods by allowing the removal of a specific bank account from a customer's profile. 3 months ago by Chris Fenwick
https://devdocs.helcim.com/changelog -
Platforms Web, iOS, Android, Windows, macOS verified 2026-07-12
Helcim POS works on laptops, tablets (iPad), and smartphones (iPhone and Android). You can download the app from the App Store, Google Play, or get the desktop version for Mac and Windows.
https://www.helcim.com/point-of-sale/ -
Hosted checkout / payment links Yes verified 2026-07-12
Effortlessly bring your store online with our free, fully hosted, mobile-first solution—no coding or extra costs needed.
https://www.helcim.com/online-checkout/ -
Recurring billing & subscriptions Yes verified 2026-07-12
Helcim's Recurring Payments tool helps small and medium-sized businesses like yours automate billing, customize subscription plans, and ultimately, grow your revenue.
https://learn.helcim.com/docs/what-are-helcim-recurring-payments -
In-person / POS payments Yes verified 2026-07-12
Helcim POS system lets you accept credit, debit, and mobile contactless payments like Apple Pay or Google Pay.
https://www.helcim.com/point-of-sale/ -
Local payment methods (wallets, bank debit) Yes verified 2026-07-12
Helcim POS system lets you accept credit, debit, and mobile contactless payments like Apple Pay or Google Pay.
https://www.helcim.com/point-of-sale/ -
Multi-currency settlement Partial verified 2026-07-12
Customers outside Canada or the US can pay you. However, you can currently only charge them in Canadian Dollars (CAD) or US Dollars (USD), not their local currency.
https://learn.helcim.com/docs/international-payment-fees -
Built-in fraud & risk tools Yes verified 2026-07-12
Think of Helcim Fraud Defender as your smart assistant for online security. It analyzes seven key factors of every online, customer-initiated payment to give you a risk assessment.
https://learn.helcim.com/docs/using-helcim-fraud-defender -
Dispute / chargeback management Yes verified 2026-07-12
The Helcim platform provides tools to help you manage chargebacks efficiently.
https://learn.helcim.com/docs/view-chargebacks -
PCI DSS Level 1 Yes verified 2026-07-12
Data is securely moved from your current provider to Helcim's PCI DSS Level 1 compliant vault.
https://www.helcim.com/credit-card-data-migration/ -
Developer API & SDKs Yes verified 2026-07-12
You can use the Helcim API to integrate payments and other aspects of the Helcim system into your application or website.
https://devdocs.helcim.com/docs/overview-of-helcim-api -
Interchange++ / cost-plus pricing Yes verified 2026-07-12
Helcim uses a transparent Interchange plus pricing model. We pass on the true wholesale cost for each transaction you process, and add our set margin on top for our services.
https://www.helcim.com/pricing/ -
Instant / fast payouts Yes verified 2026-07-12
Faster Deposits is our way of speeding up your cash flow by delivering funds the very next business day—at no extra cost.
https://learn.helcim.com/docs/bank-deposit-timelines-helcim